Boat Insurance

Set sail worry-free with specialized boat insurance tailored for recreational and commercial vessels.

Watercraft & Yacht

Insurance Solutions

Like any major investment, boats and yachts demand robust insurance to shield against unexpected risks. Hildreth Insurance delivers peace of mind with specialized marine coverage designed to protect your vessel from accidents, theft, or damage. Our policies are tailored to align with your boating lifestyle—whether weekend cruising, fishing expeditions, or long voyages—and include flexible liability options to match your needs.

What types of watercraft can boat insurance cover?

Boats:

Yachts:

Jet Boats & Personal Watercraft: 

Sailboats: 

Fishing Boats: 

Hildreth Insurance is here to ensure your watercraft or yacht is fully protected with the right coverage for your unique needs. Our extensive insurance options are designed to provide the security and peace of mind you deserve while navigating the open waters. Discover the perfect coverage for your maritime journeys with Hildreth Insurance.

Physical Damage Insurance

Provides protection against accidental loss or damage to your boat and its machinery, covering the hull, engine(s), sails, and all vital equipment necessary for operation. This coverage safeguards your vessel from physical damage resulting from incidents like collisions, sinking, and vandalism.

Provides coverage for legal claims arising from bodily injury or property damage caused by the insured watercraft.

Protects personal belongings aboard the boat, including equipment, furnishings, and electronics.

Covers medical expenses for injuries sustained by the insured and passengers while aboard the boat.

Offers protection if the insured boat is in an accident with another boater who does not have adequate insurance coverage.

Covers the expenses for salvaging or towing the insured boat in the event of a breakdown or accident.

Provides protection against claims for damage resulting from pollution or fuel spills caused by the insured boat.

Defines how the boat’s value is assessed in the event of a total loss.

Outlines the geographic regions where the boat is covered to operate.

Get A Quote

Get a quote today from Hildreth Insurance and discover how affordable and comprehensive your coverage can be with our personalized insurance solutions.